Launch your own
fintech in weeks.
Dogma Nexus is the platform behind ambitious payments brands. DMT, AEPS, UPI, Payouts and more — on your brand, on your domain, with hard tenant isolation and a ledger you can trust.
Trusted by teams building the next generation of fintech
A payments stack that doesn't cut corners
Every safeguard the legacy monolith learned the hard way — idempotency, outbox, double-entry, signed webhooks — is a first-class citizen from day one.
Multi-tenant by design
One Cloud Run service and one Postgres database per business. Zero shared PII, no noisy-neighbor risk.
Double-entry ledger
Immutable wallet transactions with pessimistic locking. Balance is computed, never stored — no drift, ever.
Vendor-agnostic routing
16+ integrations, mix Managed and Bring-Your-Own-Keys per service. Failover in one config flip.
Permission-first RBAC
Every guarded action checks a permission code — never a role name. Custom roles per business, no code changes.
Your brand, your domain
Ship on your own domain with your own branding. One shared admin build, per-tenant runtime resolution.
Transactional outbox
Every wallet debit and outbound Hub call happens in one DB transaction. Crash-safe, retry-safe, drop-safe.
Managed or BYOK — per service, not per business
Run DMT on our keys, AEPS on yours. The mode is chosen per (business, service) pair, so you're never boxed in by an all-or-nothing decision.
Managed
We supply the vendor keys.
- Instant activation — no vendor paperwork
- Consolidated billing across all services
- Per-transaction revenue share
- First-class support for outages & disputes
BYOK
Bring your own vendor keys.
- Direct commercial relationship with vendors
- Flat infrastructure fee — no per-transaction cut
- Existing vendor contracts stay intact
- Full data sovereignty of settlement records
Every payment rail your customers ask for
Ship an all-in-one platform without integrating 16 different vendors yourself. One API surface, one billing pipeline, one place to reason about failure.
Domestic Money Transfer
Cash-to-account transfers to any Indian bank.
Aadhaar Enabled Payments
Cash withdrawal against Aadhaar biometric at the counter.
UPI Payouts
Push money to any VPA or bank account via UPI rails.
Bank Payouts
Bulk NEFT / IMPS / RTGS disbursement at scale.
Credit-Card Bill Pay
Pay any Indian credit card bill from the retailer counter.
Payment Gateway (Wallet top-up)
Let end-users load their wallet from any card / UPI / netbanking source.
Micro-ATM
Card + PIN cash withdrawal from a retailer's terminal.
Express Transfer
Bulk vendor payouts with penny-drop verification.
BrainBucks
In-house rewards + loyalty ledger for your customers.
eVyapar Storefront
Give retailers a mini-storefront + digital catalog + collections.
Ready to launch a fintech of your own?
We onboard new businesses in about a week. You'll walk out with a live Spoke, your own database, your own Firebase project, and a customer portal at your domain.